{"title": "Wallet ", "website": "https://gowalla.io", "createdAt": 1740145440370, "userGithub": "goallaio", "credentials": {}, "description": "The WELL project aims to provide insurance for digital assets through the staking of WELL tokens. The coverage amount is calculated based on the staked quantity and the token price. The innovative points include:\n\nDynamic Risk Scoring Model (RSM): By combining on-chain behaviors (such as transaction frequency) and off-chain data (such as device fingerprints), and leveraging federated learning and privacy computing technologies, the premium is adjusted in real-time.\n\nTwo-layer Capital Pool Architecture: The main pool is formed by users' staking, and the reinsurance pool is supported by institutions and derivatives, which enhances the solvency.\n\nProgressive Decentralized Governance: The voting rights of the founders decay over time (starting from the 4th year, only 0.25 vote per token). Through a three-layer governance architecture (community proposals, council decisions, and the founders' limited veto power), the governance is gradually transferred to the community. \n", "projectGithub": "Wallet ", "projectTwitter": "gowallaio"}