{"signature": "0x1dbacccd497dc039becff73aea2d95c17931137e9eed341c1051fdc4cf0c5f1c474aaa822f23aadadeeecc6c7c9dca169509a25b476f0943e62c6f8cf0d764521b", "application": {"round": "0xf50fa2dc5cbe583670323bc5acdeb02c447cd8b3", "answers": [{"type": "email", "hidden": true, "question": "Email Address", "questionId": 0, "encryptedAnswer": {"ciphertext": "XUrfEQzR3Xce5oEdwmDs6QPg9MZ2QFBrqhIsNtXuLaS7CoQ9jjmuz+hXF8rJ3p6h", "encryptedSymmetricKey": "a3900ce1d4606a151d3366249e55ed7fb29ee9ecd394dd65ccdbf0ce59970a592d8b7730bf07bea514367079b9b32109e4bb1a3912aa523dbe61ebaf3b9fc95dc573e76dda244c5afdbaab60a34e09a6d75484ade9757a89a1c79713e5484bb62f698eebc2172e520c6b8c750233bcd6ca3ccf8f6602c5e5fd52c6612dc7a33d00000000000000206fe50a3c93cbf7d52366186f87fe84d93e4e02fe337952186033a267d0cd9d097742c6aea68caf27271a9eb24e1c4fa5"}}, {"type": "short-answer", "answer": "5000", "hidden": false, "question": "Total Prior Funding for the project in USD", "questionId": 1}, {"type": "number", "answer": "50", "hidden": false, "question": "Team Size", "questionId": 2}, {"type": "short-answer", "answer": "thelastjosh", "hidden": true, "question": "Telegram Handle We Can Use To Contact (N/A if none)", "questionId": 3}, {"type": "short-answer", "answer": "https://github.com/joshua-and/community", "hidden": false, "question": "Project GitHub Repo (Not Team Page)", "questionId": 4}, {"type": "short-answer", "answer": "Joshua Tan - 0x977841f226482F7938e179f6Fc6F45c175252114", "hidden": false, "question": "List the Github Handles and Wallet Addresses of Each Team Member (e.g. owocki - 0x123, kbw  - 0x456)", "questionId": 5}, {"type": "short-answer", "answer": "N/A", "hidden": true, "question": "Social profiles (Twitter, Farcaster, Lens, etc.) of other main team members publicly associated with the project (N/A for solo founders)", "questionId": 6}, {"type": "link", "answer": "https://joshua.community/", "hidden": false, "question": "Link to your Public Group Chat (e.g. Discord or Telegram)", "questionId": 7}, {"type": "short-answer", "answer": "N/A", "hidden": false, "question": "If you've participated in past grant rounds, please share any new updates or milestones from the prior months (N/A if you haven’t participated previously)", "questionId": 8}, {"type": "short-answer", "hidden": true, "question": "If you participated in past grant rounds using a different project payout wallet address, please share it here", "questionId": 9}, {"type": "short-answer", "answer": "https://joshua.community is the place where I'm actually building this project!", "hidden": false, "question": "Where should we look to see the impact of your project? Please provide links to public websites and/or the latest values for key metrics you track privately. This might be used in future impact reports", "questionId": 10}, {"type": "multiple-choice", "answer": "Grants", "hidden": false, "question": "Which of the following funding sources do you have? Check all that apply.", "questionId": 11}, {"type": "short-answer", "answer": "3 months", "hidden": false, "question": "How old is the project? (in months if less than one year)", "questionId": 12}, {"type": "dropdown", "answer": "North America", "hidden": false, "question": "Location/Region where the project team is based", "questionId": 13}, {"type": "dropdown", "answer": "Yes", "hidden": false, "question": "Have you read and confirmed your grant abides by the Program General Eligibility Policy?", "questionId": 14}, {"type": "short-answer", "answer": "ETH Denver 2024, https://www.ethdenver.com/", "hidden": false, "question": "Which Hackathon did you Participate in?  Please provide the name and a link to the event.", "questionId": 15}, {"type": "short-answer", "answer": "https://devfolio.co/projects/a-bank-for-daos-baa1", "hidden": false, "question": "Include a link to your Hackathon project page showing your proof of participation, e.g., Buidlbox, Eth hackathon, Backdrop, etc.)", "questionId": 16}, {"type": "short-answer", "answer": "We're building a community bank/fund that provides trust-based, undercollateralized loans to small business DAOs.", "hidden": false, "question": "Describe the project you developed during the hackathon. Highlight how your project offers innovative solutions or prototypes.", "questionId": 17}, {"type": "short-answer", "answer": "See public letter in the project description!", "hidden": false, "question": "Describe how your project addresses clear needs within the OSS or tech ecosystem. Please elaborate on the specific challenges or gaps your project aims to fill.", "questionId": 18}, {"type": "short-answer", "answer": "MIT License; all the code is in a public repo on GitHub.", "hidden": false, "question": "What type of open source software (OSS) license(s) do you have? Is all of your code available on public repos, or is some portion of your codebase private?", "questionId": 19}, {"type": "short-answer", "answer": "Close to sourcing our second loan; details TBA!", "hidden": false, "question": "What progress has your project made post-hackathon? Detail any developments, improvements, or milestones reached since the hackathon concluded.", "questionId": 20}, {"type": "short-answer", "answer": "I'm a computer scientist at Metagov and Oxford.", "hidden": false, "question": "Is there anything else you'd like to share about your project, previous work, or other affiliations? Is there anything you'd like to add that may help determine project eligibility?", "questionId": 21}, {"type": "dropdown", "answer": "No", "hidden": true, "question": "Would you like to opt-in to future messages from Gitcoin for updates, information, and/or interviews?", "questionId": 22}, {"type": "dropdown", "answer": "Yes", "hidden": true, "question": "Would you like to opt-in to us sharing your information with select third-parties for investment opportunities?", "questionId": 23}], "project": {"id": "0x9e6c21881c3812775ef4a2cc843cffc4fdd02f7ee44b3c14f90e61aff27673c9", "title": "A Bank for DAOs", "logoImg": "bafkreidi2i53puyfyxayynzwunkdvisiqhfwz2pqtl6j7g3hoxb72c3fbm", "metaPtr": {"pointer": "bafkreid25bxmq2yq7cnqrra3ze23grmzjcar5uyzlhxpulpi3voi5dsrtu", "protocol": "undefined"}, "website": "https://abankfordaos.com", "bannerImg": "bafkreigxgd3wdwlmwq32kqu6sfyjzugh2y4bk7teyrzrmfm7mewwgvamr4", "createdAt": 1713193806135, "userGithub": "thelastjosh", "credentials": {"github": {"type": ["VerifiableCredential"], "proof": {"jws": "eyJhbGciOiJFZERTQSIsImNyaXQiOlsiYjY0Il0sImI2NCI6ZmFsc2V9..Aj0O4Ugzdwk6riWamD97C2GhKOaPGLlOCK2StxDgiKT2-l8Szj349SGOC5oLPM4CsAnfPW2u_PovFwOZ6ct_Aw", "type": "Ed25519Signature2018", "created": "2024-04-15T15:06:57.341Z", "proofPurpose": "assertionMethod", "verificationMethod": "did:key:z6MkghvGHLobLEdj1bgRLhS4LPGJAvbMA1tn2zcRyqmYU5LC#z6MkghvGHLobLEdj1bgRLhS4LPGJAvbMA1tn2zcRyqmYU5LC"}, "issuer": "did:key:z6MkghvGHLobLEdj1bgRLhS4LPGJAvbMA1tn2zcRyqmYU5LC", "@context": ["https://www.w3.org/2018/credentials/v1"], "issuanceDate": "2024-04-15T15:06:57.340Z", "expirationDate": "2024-07-14T15:06:57.341Z", "credentialSubject": {"id": "did:pkh:eip155:1:0x977841f226482F7938e179f6Fc6F45c175252114", "hash": "v0.0.0:rHosvS7k+5PmwBUxBZqWgsvMUYEYyfeWqswcG0uBPho=", "@context": [{"hash": "https://schema.org/Text", "provider": "https://schema.org/Text"}], "provider": "ClearTextGithubOrg#joshua-and#9309884"}}, "twitter": {"type": ["VerifiableCredential"], "proof": {"jws": "eyJhbGciOiJFZERTQSIsImNyaXQiOlsiYjY0Il0sImI2NCI6ZmFsc2V9..ktPuxxdtp5rC4pGQ5SPw3dcsBJ0byBoqLli48d7WiiTQ087d1eKN59n4JnXxggtDdDce0qO7ujp0PkP0s8wkDQ", "type": "Ed25519Signature2018", "created": "2024-04-15T15:11:21.439Z", "proofPurpose": "assertionMethod", "verificationMethod": "did:key:z6MkghvGHLobLEdj1bgRLhS4LPGJAvbMA1tn2zcRyqmYU5LC#z6MkghvGHLobLEdj1bgRLhS4LPGJAvbMA1tn2zcRyqmYU5LC"}, "issuer": "did:key:z6MkghvGHLobLEdj1bgRLhS4LPGJAvbMA1tn2zcRyqmYU5LC", "@context": ["https://www.w3.org/2018/credentials/v1"], "issuanceDate": "2024-04-15T15:11:21.438Z", "expirationDate": "2024-07-14T15:11:21.438Z", "credentialSubject": {"id": "did:pkh:eip155:1:0x977841f226482F7938e179f6Fc6F45c175252114", "hash": "v0.0.0:N+yEHEUZr6TLYbK+gxy5XyHSPj+sAsB8PZKyxzXPKpI=", "@context": [{"hash": "https://schema.org/Text", "provider": "https://schema.org/Text"}], "provider": "ClearTextTwitter#joshuaztan"}}}, "description": "Dear community,\n\nThere’s something missing in Web3. We’ve built all these complex financial widgets in DeFi. But for the vast majority of people, the most visible and trusted financial institution in the world is not a broker or an exchange or a hedge fund. It’s a local bank.\n\nDAOs are the native companies of Web3, but there’s a marked lack of “small business DAOs”. That’s partly because Web3 doesn’t have any financial infrastructure for them: small and medium businesses—which comprise half the real economy and 99.9% of all companies—aren’t going to take venture capital. They’re not going to start a native token. They can’t afford overcollateralized loans. And grants don’t solve their liquidity problems.\n\nIf we want Web3 to scale to the rest of society, then we need to support more small businesses like restaurants, dev shops, barbers, and event managers. We need more mom-and-pop DAOs.\n\nWe need a bank for DAOs.\n\nI’m starting that bank. It’ll give out dead simple, under- and uncollateralized loans to DAOs and small businesses willing to organize as DAOs, backed by whatever form of collateral that normal people actually have access to. And I’m going to build it this week, during ETH Denver 2024.\n\nWant to learn more or help? For now, I’m just sharing the working doc with a small group. But I plan to build this bank with the community, for the community. So if you have a tip or a question (or want to sign up for a loan), just sign up for the newsletter or DM me.\n\nWarmly,\nJosh\n\nJoshua Tan, Metagov & Oxford\nFebruary 25, 2024\n\n--\nP.S. Tweet thread from after ETH Denver: https://twitter.com/joshuaztan/status/1764715679024841055", "lastUpdated": 0, "projectGithub": "joshua-and", "projectTwitter": "joshuaztan"}, "recipient": "0x977841f226482F7938e179f6Fc6F45c175252114"}}