{"title": "Simplifi", "website": "https://simplifinance.xyz", "bannerImg": "bafkreihrxda2wfij4u5yt56v5g5a4l5uefrisxsejrvs7igmagaf5tx6pe", "createdAt": 1743785061977, "userGithub": "Bobeu", "credentials": {"twitter": {"type": ["VerifiableCredential"], "proof": {"type": "EthereumEip712Signature2021", "created": "2025-04-04T16:37:57.231Z", "@context": "https://w3id.org/security/suites/eip712sig-2021/v1", "proofValue": "0x07a8186e20c1f4d97ff8d715bbd444fd9d2f0d31e15404b9f97a77d264d6f5d03179043d767792f9e95219f02e088a173b72c3e1b2375663323a0c5585fde3f01b", "eip712Domain": {"types": {"Proof": [{"name": "@context", "type": "string"}, {"name": "created", "type": "string"}, {"name": "proofPurpose", "type": "string"}, {"name": "type", "type": "string"}, {"name": "verificationMethod", "type": "string"}], "@context": [{"name": "nullifiers", "type": "NullifiersContext"}, {"name": "provider", "type": "string"}], "Document": [{"name": "@context", "type": "string[]"}, {"name": "credentialSubject", "type": "CredentialSubject"}, {"name": "expirationDate", "type": "string"}, {"name": "issuanceDate", "type": "string"}, {"name": "issuer", "type": "string"}, {"name": "proof", "type": "Proof"}, {"name": "type", "type": "string[]"}], "EIP712Domain": [{"name": "name", "type": "string"}], "CredentialSubject": [{"name": "@context", "type": "@context"}, {"name": "nullifiers", "type": "string[]"}, {"name": "id", "type": "string"}, {"name": "provider", "type": "string"}], "NullifiersContext": [{"name": "@container", "type": "string"}, {"name": "@type", "type": "string"}]}, "domain": {"name": "VerifiableCredential"}, "primaryType": "Document"}, "proofPurpose": "assertionMethod", "verificationMethod": "did:ethr:0xd6f8d6ca86aa01e551a311d670a0d1bd8577e5fb#controller"}, "issuer": "did:ethr:0xd6f8d6ca86aa01e551a311d670a0d1bd8577e5fb", "@context": ["https://www.w3.org/2018/credentials/v1", "https://w3id.org/vc/status-list/2021/v1"], "issuanceDate": "2025-04-04T16:37:57.231Z", "expirationDate": "2025-07-03T16:37:57.231Z", "credentialSubject": {"id": "did:pkh:eip155:1:0xa1f70ffA4322E3609dD905b41f17Bf3913366bC1", "@context": {"provider": "https://schema.org/Text", "nullifiers": {"@type": "https://schema.org/Text", "@container": "@list"}}, "provider": "ClearTextTwitter#SimpliFina", "nullifiers": ["v0.0.0:tIPxFU2BkxhD9WuLSsP+jd2JXouyp8vb4j+eYT6PW8U="]}}}, "description": "Simplifi is a protocol of short-term lending and borrowing services vis a vis peer-funding structure. We provide a groundbreaking approach to peer-to-peer group lending and borrowing that combines inclusivity, transparency, and control. While other lending platforms rely on centralized liquidity pools with predetermined and algorithm-driven interest rates, Simplifi flips the script.\n\nProblems we discovered\n- Financial exclusion.\n- High interest rate monopoly.\n- Centralized and rigid liquidity pattern.\n- Low transparency and financial exclusion (especially for the lower classes of users).\n\nOur solutions\n- Financial Inclusion for all classes of users.\n- Near-zero interest loans via peer-funding mechanism.\n- User-driven liquidity pool through our FlexPool design.\n- Enhanced flexibility and inclusion for all classes of users.\n- Trust and transparency.\n- Expandable liquidity.", "bannerImgData": {}, "projectGithub": "", "projectTwitter": "SimpliFina"}