{"signature": "0x4122a25e80592d6b7e423e3537cda54d24b8fb31d732ff964e33768a94ca0f2230959604d84f816c6c2843cf49d91f14ce92a0aefb53850c9a9ba7592c4deae31b", "application": {"round": "0x3aA3C6cc0004b7366A12b8E4262015AF525531a9", "answers": [{"type": "short-answer", "answer": "We offer tokenised T-Bonds and Property Deeds, then these can then be used as non-liquidating loans or staking for equity release. This opens up further investment opportunities into rent-to-own ", "hidden": true, "question": "Project Description: Briefly describe your project and how it enhances G$ utility or adoption", "questionId": 0}, {"type": "paragraph", "answer": "We create ERC1155 Tokens as two main asset classes, T-bonds priced at $1,000 and Property Deeds priced at $10,000 each. Both assets benefit the investor and potential users as the deeds reflect ownership of rent-to-own homes within Madagascar. Funding rates are set for deeds with rental payments/duration as a fractional rate of progressive ownership to the renter, while investor takes profits. With these assets holders will also be able to lend against their value by 70% (non-liquidating) and equity LST tokens by staking which can be invested into further projects within the ecosystem. The end cycle would a complete shift of ownership from investor to tenant, which creates a new take on traditional mortgage products and creates constant reinvestment opportunities into new builds for investors. ", "hidden": true, "question": "Technical Implementation: Describe your approach and how it integrates with GoodDollar. For new builders, outline your implementation plan. ", "questionId": 1}, {"type": "paragraph", "answer": "https://github.com/Kolam-Prosper\nhttps://www.linkedin.com/in/estelle-razanamalala-7b081a356/ Estelle - Property Development and Guillermo from Microsoft Games Studio CTO/SDET ", "hidden": true, "question": "Team Capability: Highlight your team's relevant experience and past delivery of similar projects, particularly in the Web3 space or with GoodDollar. Please add relevant links to members GitHub, Twitter, LinkedIn, etc as needed. ", "questionId": 2}, {"type": "paragraph", "answer": "Roadmap & Milestones\nPhase 1: Smart Contract Deployment (Q2 2025)\nDeploy working smart contracts on Celo Testnet, implementing:\n\n\nPurchasable assets (T-bonds & property NFTs)\n\n\nLending & Staking mechanism for investors \n\n\nRent-to-own model for participants\n\n\nConduct initial audits and integrate with the GoodDollar ecosystem.\n\n\nPhase 2: Tenant Identity Verification (Q3 2025)\nImplement facial recognition for rent-to-own tenants.\n\n\nEnsure secure, decentralized identity verification to prevent fraud.\n\n\nPilot the system with the first batch of homeowners.\n\n\nDeploy debt stream with Superfluid with set terms of payments and duration from tenant to investor \n\n\nPhase 3: Expansion & Liquidity Growth (Q2/3 2025)\nLaunch a reward program for referrals to T-Bond purchases \n\n\nUse  Liquid Staking Tokens (LSTs) to incentivize further investment and rewards.\n\n\nStrengthen long-term adoption within the GoodDollar ecosystem as rent-to-own replaces traditional mortgages creating sticky liquidity on-chain and increasing staking participation.\n\n\nScale the project by expanding property offerings and increasing investor participation.\n", "hidden": true, "question": "Roadmap & Milestones: Outline 3-5 key milestones with timeframes demonstrating how you'll deliver value to the GoodDollar ecosystem.", "questionId": 3}, {"type": "paragraph", "answer": "The main aspect of our project to create positive sum investments, so for all parties there is a profitable outcome. Our assets for this project are sold at  fixed price in usdc and then we would stake those into G$ with returns going to holders set at a predetermined rate.  \n\nFurther incentives including incentivising staking with additional rewards and offering T-bond holders incentives for every referral they generate that converts to a T-Bond purchase. \n\nT-Bonds become like a bank for most who don't have access to financial institutions, they can equity release monthly $700 from $1000 for just $10 while still earning 3.5 Interest per Annum. \n\n ", "hidden": true, "question": "User Adoption Strategy: How will you attract users to your project and drive G$ adoption? Include specific strategies or metrics. You can find more details on the engagement rewards to support this at: https://engagement-rewards.vercel.app/ ", "questionId": 4}, {"type": "paragraph", "answer": "Development of Dapp, contracts and then audit if our main focus for funds. After that will be a small marketing budget.", "hidden": true, "question": "Funding Allocation: How will you allocate the funding to maximize impact? Provide a simple breakdown of resource allocation. ", "questionId": 5}, {"type": "paragraph", "answer": "Our purpose is feed USDC into G$ and become part of the ecosystem vision circulating investment through our projects and GoodDollar ", "hidden": true, "question": "Ecosystem Contribution: How does your project complement existing initiatives in the GoodDollar ecosystem rather than competing with them?", "questionId": 6}, {"type": "dropdown", "answer": "Yes", "hidden": true, "question": "Ethical Compliance: Confirm you have read and will comply with the ethical standards outlined in the eligibility criteria.", "questionId": 7}, {"type": "paragraph", "answer": "N/a", "hidden": true, "question": "Additional Info: Is there anything else critical for evaluating your project that wasn't covered in the questions above?", "questionId": 8}], "project": {"id": "0xd4a53aae053252a6b8906619ad36d923a2c849b7de552ae394321dcb83fc94f7", "title": "Rent-to-own homes in Madagascar", "metaPtr": {"pointer": "bafkreiejbs4gnniioolzepkphgi7mt3kvchqpo2pb3zmvuh7m6h6tkgwdq", "protocol": "undefined"}, "website": "https://www.kol.am", "bannerImg": "bafkreiftmpc7k4p3urt7mfybodwyfltvoqzsy7xheg3cdifhmtswkqn4ra", "createdAt": 1743422299157, "userGithub": "Kolam-Prosper", "credentials": {"twitter": {"type": ["VerifiableCredential"], "proof": {"type": "EthereumEip712Signature2021", "created": "2025-03-31T11:57:52.266Z", "@context": "https://w3id.org/security/suites/eip712sig-2021/v1", "proofValue": "0xafccb657c07eec7abda606de8a24bd281604fd91ef522e4875577fdbf37dcea56c6ff3ef96f85ed40dd8ad10208693744d0fa75109e888954be2e13d6a4c56051c", "eip712Domain": {"types": {"Proof": [{"name": "@context", "type": "string"}, {"name": "created", "type": "string"}, {"name": "proofPurpose", "type": "string"}, {"name": "type", "type": "string"}, {"name": "verificationMethod", "type": "string"}], "@context": [{"name": "nullifiers", "type": "NullifiersContext"}, {"name": "provider", "type": "string"}], "Document": [{"name": "@context", "type": "string[]"}, {"name": "credentialSubject", "type": "CredentialSubject"}, {"name": "expirationDate", "type": "string"}, {"name": "issuanceDate", "type": "string"}, {"name": "issuer", "type": "string"}, {"name": "proof", "type": "Proof"}, {"name": "type", "type": "string[]"}], "EIP712Domain": [{"name": "name", "type": "string"}], "CredentialSubject": [{"name": "@context", "type": "@context"}, {"name": "nullifiers", "type": "string[]"}, {"name": "id", "type": "string"}, {"name": "provider", "type": "string"}], "NullifiersContext": [{"name": "@container", "type": "string"}, {"name": "@type", "type": "string"}]}, "domain": {"name": "VerifiableCredential"}, "primaryType": "Document"}, "proofPurpose": "assertionMethod", "verificationMethod": "did:ethr:0xd6f8d6ca86aa01e551a311d670a0d1bd8577e5fb#controller"}, "issuer": "did:ethr:0xd6f8d6ca86aa01e551a311d670a0d1bd8577e5fb", "@context": ["https://www.w3.org/2018/credentials/v1", "https://w3id.org/vc/status-list/2021/v1"], "issuanceDate": "2025-03-31T11:57:52.266Z", "expirationDate": "2025-06-29T11:57:52.266Z", "credentialSubject": {"id": "did:pkh:eip155:1:0xD9fd6d0c94f71DDd3573cEE07A0d9018204a8487", "@context": {"provider": "https://schema.org/Text", "nullifiers": {"@type": "https://schema.org/Text", "@container": "@list"}}, "provider": "ClearTextTwitter#KolamIntern", "nullifiers": ["v0.0.0:RqcSou6u+bQsBjyVvOIdK9XJtJnMKN2Sc8LtmPIhVOM="]}}}, "description": "We are developing a blockchain-based protocol that enables investors to purchase $1,000 T-bonds and $10,000 property investments using Good Dollar (G$) to finance the construction of cyclone-proof homes in Madagascar.\n\nWhy This Matters\nTraditional mortgages are impractical for most people in Madagascar, leaving many without access to homeownership.\n\nOur rent-to-own model allows unbanked individuals to secure a home through deed-backed investments, providing a sustainable path to ownership.\n\nThis initiative fosters financial inclusion, affordable housing, and community development while ensuring investor participation in a meaningful impact-driven project.", "lastUpdated": 0, "projectGithub": "Kolam Prosper ", "projectTwitter": "kolamintern"}, "recipient": "0xD9fd6d0c94f71DDd3573cEE07A0d9018204a8487"}}